Hints and Tips for First-Time Home Buyers

by Eva Del Rosario 01/26/2020

Finding the house of your dreams is a process that requires a lot of clarity, diligence, and patience. While it is possible for the first house you look at to be the ideal choice, it's a lot more likely you'll have to look at a dozen or more houses before finding the one that matches your requirements and feels like home.

Whether you're searching for your first home or your tenth, your decision will primarily be based on four factors: affordability, practicality, emotional appeal, and prevailing market conditions.

Affordability is a vital element in the mix because it's difficult to enjoy a beautiful new home if you're always stressed out about whether you'll be able to make the next mortgage payment! Developing a realistic and well thought-out budget is one of the first preliminary steps involved in launching a full-fledged search for your next home. In addition to being able to cover your current expenses and the cost of mortgage payments, you'll also want to ensure that there's a cushion in your budget for things like home maintenance, repairs, improvements, HOA fees (if applicable), property taxes, school taxes, and homeowner's insurance.

As far as practicality goes, your new home should -- at the very least -- live up to your basic needs and expectations. Ideally, all systems should work properly and be in good condition. Proximity to key locations, such as your job, shopping, and essential services can also have a direct impact on your quality of life. Long commutes, cramped quarters, or being buried by an avalanche of repair bills can definitely take some of the pleasure out of home ownership!

The majority of houses you'll look at will probably need some degree of updating, decorating, or repairs, but ideally, you'll want to tackle those projects over the next couple of years, rather than the immediate future! Having an experienced home inspector do a thorough inspection of the home you're interested in will help ensure you're not buying a home riddled with flaws, headaches waiting to happen, and other problems.

Although cost and practicality are vital aspects of buying a new home, you can't (and wouldn't want to) ignore factors such as aesthetics and emotional appeal. If you can't imagine you and your family living in and enjoying a house you're considering buying, it might be time to continue your search elsewhere! The house you ultimately choose should support your lifestyle, provide sufficient space for your family to grow and thrive, and be situated in a neighborhood in which you feel comfortable and safe.

To make the most of your available time and money, find an experienced real estate agent who's responsive to your needs and knowledgeable about the local real estate market. They will help you streamline your search, find houses that meet your criteria and negotiate the best possible price on your behalf.

About the Author
Author

Eva Del Rosario

Mission Statement:

A positive influence to my clients and to the people around me by demonstrating to them that anything is possible if you put your heart and mind to it.

Professional Philosophy:

Eva works hard for her clients to fulfill their “American Dream” of homeownership. 

She excels at:

  • Negotiating for the best interest of her clients be they sellers or buyers. Excelling means win/win for both parties.
  • Resourcefulness, diligence, patience, attention to detail and an ability to adapt to the unexpected.  Managing client expectations and communication clearly and often throughout the transaction.
  • Keeping a transaction together means flexibility in communication, really knowing and understanding the client’s needs and desires and continually updating the changes in the market and Real Estate laws.

Personal Information:

Eva has lived in the San Francisco Bay area since 1983 with her daughter.

She knows the value of home ownership. She began her involvement in Real Estate as a homeowner and an investor. 

Eva based her business on providing the role of a trusted advisor to all of her clients. 

She takes her clients’ need very seriously and treats each and every transaction as if it was her own. 

She prides herself on her solid reputation and is dedicated to providing the highest quality service along with enthusiasm, dependability, and commitment to building lasting relationships.

Interest:

Gardening, traveling with family and friends and volunteering her time for the needy organization.

Summary:

License Real Estate Agent since 2001

License Life Insurance Agent  2008